Small businesses power our economy. Comerica checking accounts help power small businesses.
Small businesses power our economy. Comerica checking accounts help power small businesses.
From small flower shops to tech titans, our flexible checking options, tools and small business advisors are here to support your business – no matter how big or small.
Comerica Maximize combines high-yield checking accounts with a powerful package of cash management solutions to protect against fraud and manage your payments, receivables, loans and more.
Earnings Credit Allowance (ECA) allows you to offset up to all checking and cash management fees based on your balance.2 The more you deposit, the more you earn on excess balances with tiered interest rates.
Learn more for details about how Comerica Maximize can bring your business to the next level.
Basic Business Checking | Small Business Checking | Small Business Interest Checking | Commercial Checking | |
Overview | This non-interest bearing account is ideal for businesses with low account activity and offers features designed to grow your business with no monthly maintenance fee or minimum balance requirement |
Our feature-rich small business checking accounts include higher transaction and deposit limits and powerful tools to meet growing business needs – with no minimum balance requirement |
This variable-rate, interest-bearing account combines the features of small business checking with the opportunity to earn a competitive interest rate on the balance of your account |
Our highest level of service, a commercial checking account delivers features that meet the demands of businesses with higher levels of activity – including unlimited transactions, cash management tools and the ability to offset select banking services with an earnings credit allowance |
Limits and Fees (Transaction and cash) | Conduct up to 75 transactions per month with no activity fee3 Deposit up to $2,500 in cash per month with no Cash Deposited fee4 |
Conduct up to 300 transactions per month at no charge5 Deposit up to $5,000 in cash per month with no Cash Deposited fee6 |
Conduct up to 300 transactions per month at no charge5 Deposit up to $5,000 in cash per month with no Cash Deposited fee6 |
A monthly account maintenance fee will be applied, and a Cash Deposited fee will apply to cash deposited (other fees may apply) Activity fees will apply to certain transactions (debits, deposited items and credits) |
Benefits | No monthly maintenance fee or minimum balance requirement Includes a Comerica Business Debit Card, Comerica Web Banking® and first 12 months of Comerica Web Bill Pay® at no charge9 Upgradeable to any other Comerica business checking account without having to change the account number or order new checks
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No minimum balance requirement; no monthly maintenance fee when an average monthly balance of $7,500 is met Includes a Comerica Business Debit Card, Comerica Web Banking® and first 12 months of Comerica Web Bill Pay® at no charge9 |
No minimum balance requirement; no monthly maintenance fee when an average monthly balance of $15,000 is met Includes a Comerica Business Debit Card, Comerica Web Banking® and first 12 months of Comerica Web Bill Pay® at no charge9 Earns interest based on competitive rates that vary according to market conditions |
Earnings credit allowance received on deposit balances may offset standard service charges7,8 Includes a Comerica Business Debit Card, Comerica Web Banking® and first 12 months of Comerica Web Bill Pay® at no charge9 Designed with unlimited transactions, automatic overdraft protection, cash management solutions and other features to support the demands of large businesses |
Manage your business’ finances and cash flow, with tools to track expenses, monitor account balances and more – including Comerica Web Banking® and Comerica Web Bill Pay®.1
Check balances, make deposits and conveniently control all your accounts – right from your phone – with the Comerica mobile app, text banking, Click&Capture check deposits and more.
Download transactions directly to Quicken or QuickBooks®3 and keep your business safe with extra features like fraud detection, Mastercard Zero Liability3 protection, identity theft resolution services5 and digital instant issuance to replace your card if it’s lost or stolen.
Connect your debit card to make 1-tap payments through Apple Pay, Google Pay and Samsung Pay6, 7, 8 – and add it to your mobile wallet to make secure purchases in store and online.
If your business already uses QuickBooks for accounting, you can use it online with your Comerica small business checking account to do your business’ banking anytime it’s convenient.9
Start with an easy-to-use, non-interest bearing account that’s packed with features – and no monthly maintenance fee or minimum balance requirement.
View checking & savings account balances
Transfer funds between Comerica accounts
Track accounts receivable & payable
Monitor inventory, compile invoicing & write purchase orders
Complete payroll activities
Send digital payments to virtually anyone who accepts paper checks
Enjoy the convenience of combining your bank services with Quicken®. Keep your business competitive and flexible with powerful tools that give you more control in today’s competitive business environment.
Download balance and transaction information, transfer funds, pay bills, and more with Quicken® and Comerica.
View balances & review account activity
View balances & review account activity
View balances & review account activity
Match downloaded transactions with existing contacts
Create budgets or track spending with charts & graphs
Protected with industry standard encryption access via personal PIN
As a small business owner, you have big decisions to make when it comes to growing your business the right way. That’s why you need a partner you can trust. Learn how our experienced advisors can help your business conquer challenges and thrive.
Find a Comerica banking center near you to get started.
1Online account management tools available: Comerica Web Banking for Small Business® at no charge. First 12 months of Comerica Web Bill Pay® at no charge. After 12 months, Comerica Web Bill Pay is just $6.95 per month. The Comerica Web Bill Pay Overnight Check is available for a fee of $15.95 per payment.
2Interest is earned on the Comerica Maximize Checking average ledger balance for any monthly statement cycle where the Earnings Credit Allowance (ECA) offsets all fees and is calculated and paid through Account Analysis only on balances in excess of those required to offset all checking and cash management fees by the ECA. Complete fees, ECA rates and interest rates are available through a Comerica Treasury Management Officer.
3Quicken, QuickBooks and TurboTax are registered trademarks of Intuit Inc., registered in the United States and other countries.
4Certain restrictions apply. See mastercard.com/zeroliability for details.
5Certain restrictions apply. For details, see the Guide to Benefits at comerica.com/guidetobenefitsbusiness.
6Apple, the Apple logo, and Apple Pay are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay works with iPhone 6 and later in stores, apps, and websites in Safari; with Apple Watch in stores and apps; with iPad Pro, iPad Air 2, and iPad mini 3 and later in apps and websites; and with Mac in Safari with an Apple Pay enabled iPhone 6 or later or Apple Watch. For a list of compatible Apple Pay devices, see https://support.apple.com/km207105.
7Samsung and Samsung Pay are trademarks or registered trademarks of Samsung electronics co., Ltd. Samsung Pay is only compatible with select cards, carriers, and Samsung devices. See Samsung.com/pay for compatibility.
8Google Pay is a trademark of Google LLC.
9QuickBooks Online Banking for Small Business® only: $10.95/month. Online Banking for Small Business® plus bill payment: $20.95/month.
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