Get the financing and advice you need to grow.

Expect more than just a loan. Expect the expert help and guidance you need to level up your business.

Current Offers

Take advantage of these limited-time offers!

Save $150 on closing fees1

Receive a closing fee waiver of $150 with Comerica Small Business Convenient Capital® for unsecured term loans and lines of credit from $10,000 to $100,000.

Visit a banking center to get started today!

Get up to $400 off closing costs2

Receive a closing fee waiver up to $400 with a Comerica secured or unsecured term loan or line of credit from $100,001 to $750,000.

Visit a banking center to get started today!

Trust the Leading Bank for Business*.

You’ve worked hard to establish your business. Let Comerica’s unrivaled experience and insight take it further. Whether you’re expanding or preparing for challenges ahead, get the rates and advice you need to keep your business moving forward.

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Getting capital has never been easier.

Comerica Small Business Convenient Capital®

Our digital small business lending platform, Comerica Small Business Convenient Capital, accelerates access to capital and provides faster approvals and funding. This solution is used for unsecured term loans and lines of credit up to $100,000.3 For loans of any amount count on Comerica for the solution that’s right for your business.

Convenient Capital makes the process easy with these benefits:

  • Streamlined in-person and self-serve digital applications
  • No tax returns required4
  • Instant decision or in as little as 24 hours
  • Online customer acceptance
  • eSign digital loan closing
  • Funding within as little as 72 hours

Ready to learn how a Comerica Small Business Banker can help you find the right loan option for your business.

For a limited time, save $150 on closing fees1 - find a banking center location near you to get started.

Term Loans

Comerica knows your business has unique challenges, so we offer unique business loan solutions, backed by the guidance you need to reach your goals.

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Borrow up to $750,000

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Ideal for purchasing equipment and work vehicles, improving real estate

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Competitive fixed or variable interest rates

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Unsecured or secured with flexible collateral options

For a limited time, save up to $400 on closing fees.2

Lines of Credit

It’s a fact. More small businesses fail because they don’t have adequate capitalization than for any other reason. Available in secured and unsecured options, a small business line of credit lets you tap into financing, pay it back and borrow again when you need it.

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Unsecured business line of credit
Borrow up to $100,000
Cover cash flow timing gaps, access short-term working capital and solve other business needs – no collateral required.

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Secured business line of credit
Borrow up to $500,000

Finance seasonal inventory, growing receivables and large short-term working capital needs. Flexible collateral options include real estate and other business assets.

For a limited time, save up to $400 on closing fees.2

SBA Loans

Adequate capitalization can be the key between success and failure. Whether you’re expanding your business, purchasing equipment or real estate, or refinancing existing debt, a Comerica Small Business Administration (SBA) Loan provides financing to help your company grow. Backed by our experience, size and National SBA Preferred Lender status, our small business specialists provide financing faster, with fewer complications.

SBA Express Line of Credit or Term Loan

  • Borrow up to $500,000 at competitive rates
  • No Guaranty Fees Due at Closing
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owner occupied business

Commercial Real Estate Loans

Get the capital you need to buy, refinance or upgrade property for your business — with flexible terms that make payments manageable.

Collateralized by your property, a commercial real estate loan is an affordable way to purchase, build, refinance or renovate owner-occupied commercial property and buildings.

*Comerica ranks first nationally among U.S. bank holding companies with greater than $70B in assets, based on commercial and industrial loans outstanding as a percentage of assets, as of June 30, 2024. Data provided by S&P Global Market Intelligence.

1Receive a closing fee waiver of $150 on online applications submitted between October 1, 2024, and December 31, 2024, if the loan closes by March 31, 2025. Comerica Bank reserves the right to modify or discontinue offers at any time.

2For small business loans from $100,001 to $750,000, receive up to a closing fee waiver of $400 on applications submitted between October 1, 2024, and December 31, 2024, and if the loan closes by March 31, 2025. Fees vary by loan type. Comerica Bank reserves the right to modify or discontinue offers at any time.

3For small business customers with up to $1 million in aggregate Comerica business loan needs. Available for new loans only; cannot be used to refinance existing Comerica business loans. A Comerica business checking account is required; must be open for at least 120 days to apply.

4Tax returns not required to apply but may be requested if income or industry verification is needed.

Loans subject to credit approval. Loan proceeds must be used solely for business purposes. Terms, conditions, fees, and other restrictions may apply. Rates are subject to change and depend on terms.