Special Offers for Small Businesses

Brought to you by the Leading Bank for Business*

Enjoy no monthly maintenance fee and no minimum balance 

Basic Business Checking1

Start with an easy-to-use account that’s packed with features – and no monthly maintenance fee or minimum balance requirement.

woman at laptop
business management

The ultimate low-cost, interest-earning solution

Introducing Comerica Maximize®

Deposit more. Earn interest on your excess balance after fees are offset by the Earnings Credit Allowance (ECA). 2  The higher your balance, the more you save on fees and the more you earn with tiered interest rates.

Optimize your liquidity with time-saving digital tools.

Make payments.
Initiate wire transfers, ACH transactions, Real-Time Payments,3 account transfers, stop payments and more.

Access information reporting.
View current and prior-day reporting, statements, paid check images and more.

Deposit checks remotely.
Make deposits conveniently by desktop4 or mobile.

Protect against payments fraud.
Mitigate ACH and check fraud through verification.

Manage your loans.
Access loan information, initiate advances and make loan payments instantly.

Get the financing and advice you need to grow

Get up to a $400 closing fee waiver on a business term loan5

Comerica knows your business has unique challenges, so we offer unique business loan solutions, backed by the guidance you need to reach your goals. 

business meeting
customer payment

Get a $400 to $1,000 rebate toward the purchase or lease of a card-processing terminal from Comerica Merchant Services6

Whether wireless, mobile, e-commerce or point-of-sale payment solutions, Comerica Merchant Services can help you increase revenue while decreasing expenses.

Contactless payments – Digital payments that use technology to securely communicate your customers’ payment information without any physical contact.

The latest secure technology tools – Mitigate the financial and reputational risk that can occur with a data breach.

24/7 technology and customer support – Secure online portal lets you manage your accounts 24 hours a day, seven days a week.

Fast funding – Funding as soon as next business day.

Stay competitive now.

Don’t let these opportunities pass you by.

Call or visit a banking center near you to get started today!

*Comerica ranks first nationally among U.S. bank holding companies with greater than $70B in assets, based on commercial and industrial loans outstanding as a percentage of assets, as of June 30, 2024. Data provided by S&P Global Market Intelligence.

1Other fees may apply.

2 Interest is earned on the Comerica Maximize Checking average ledger balance for any monthly statement cycle where the Earnings Credit Allowance (ECA) offsets all fees and is calculated and paid through Account Analysis only on balances in excess of those required to offset all checking and cash management fees by the ECA. Complete fees, ECA rates and interest rates are available through a Comerica Treasury Management Officer.

3 Real-Time Payments are provided through The Clearing House RTP Network. The Automated Clearing House (ACH) and National Automated Clearing House Association (NACHA) are not affiliated with Comerica Bank.

4 One-time scanner charge is not included.

5 For a limited time beginning with applications submitted on January 1, 2025, and ending with applications received on or before March 31, 2025, businesses (including sole proprietors) that apply for a business term loan with a Small Business banker are eligible for a closing fee waiver up to $400 if the loan closes by June 30, 2025. For applications between $10,000 to $750,000. Loan proceeds must be used solely for business purposes. Fees vary based on loan type. SBA lines of credit are excluded from the promotional offer. Promotional offers are not valid in conjunction with any other rate discount or offer. A Comerica business checking account is required and must be open for at least 120 days to apply for a Comerica Small Business Convenient Capital™ term loan or line of credit. For small business customers with up to $1 million in aggregate Comerica business loan needs. Loans subject to credit approval. Comerica Bank reserves the right to modify or discontinue the offer at any time.  

6 Incentive to be paid in the form of a $1,000 rebate upon activation. Terminal must be activated within 45 days of the first month of processing activity but not later than May 15, 2025. Incentive to be paid in the form of a $400 rebate upon activation. Terminal must be activated within 30 days of the first month of processing activity but not later than May 15, 2025. Comerica checking relationship required. Promotion only available to merchants who establish a new processing account with minimum processing activity. $400 rebate requires $50,000 of annual processing volume. $1,000 rebate requires $250,000 of annual processing volume. Rebate will occur within 60 days of the first month of processing activity by deposit into your business checking account. This promotion cannot be combined with any other offers and may be amended or discontinued at any time without notice. Requires a standard 3-year agreement. Applicable rates, terms and conditions apply. Applications subject to approval. Comerica has partnered with Worldpay LLC to provide credit card processing. Merchant services are offered through Comerica Bank. Ancillary services are offered through Worldpay or other service providers and may require a separate agreement with those service providers.