Small Business Financing Solutions

Current Offer

Take advantage of these limited-time offer!

$500 credit toward appraisal fee¹

Get the capital you need to buy, refinance, or upgrade property for your business.

Trust the Leading Bank for Business*.

You’ve worked hard to establish your business. Let Comerica’s unrivaled experience and insight take it further. Whether you’re expanding or preparing for challenges ahead, get the rates and advice you need to keep your business moving forward.

Commercial Real Estate Loans

Getting capital has never been easier.

Comerica Small Business Convenient Capital®

Our digital small business lending platform, Comerica Small Business Convenient Capital, accelerates access to capital and provides faster approvals and funding. This solution is used for unsecured term loans and lines of credit up to $100,000.² Count on Comerica for the solution that’s right for your business.

Convenient Capital makes the process easy with these benefits:

Streamlined in-person and self-serve digital applications
No tax returns required³
Instant decision or in as little as 24 hours
Online customer acceptance
eSign digital loan closing
Funding within as little as 72 hours

Ready to learn how a Comerica Small Business Banker can help you find the right loan option for your business.

Get in touch

Term Loans

Comerica knows your business has unique challenges, so we offer unique business loan solutions, backed by the guidance you need to reach your goals.

Borrow up to $750,000

Ideal for purchasing equipment and work vehicles, improving real estate

Competitive fixed or variable interest rates

Unsecured or secured with flexible collateral options

Get in touch

Lines of Credit

It’s a fact. More small businesses fail because they don’t have adequate capitalization than for any other reason. Available in secured and unsecured options, a small business line of credit lets you tap into financing, pay it back and borrow again when you need it.

Unsecured business line of credit
Borrow up to $100,000
Cover cash flow timing gaps, access short-term working capital and solve other business needs – no collateral required.

Secured business line of credit
Borrow up to $500,000
Finance seasonal inventory, growing receivables and large short-term working capital needs. Flexible collateral options include real estate and other business assets.

SBA Loans

Adequate capitalization can be the key between success and failure. Whether you’re expanding your business, purchasing equipment or real estate, or refinancing existing debt, a Comerica Small Business Administration (SBA) Loan provides financing to help your company grow. Backed by our experience, size and National SBA Preferred Lender status, our small business specialists provide financing faster, with fewer complications.

SBA Express Line of Credit or Term Loan

Borrow up to $500,000 at competitive rates
No Guaranty Fees Due at Closing

Commercial Real Estate Loans

Get the capital you need to buy, refinance or upgrade property for your business — with flexible terms that make payments manageable.

Collateralized by your property, a commercial real estate loan is an affordable way to purchase, build, refinance or renovate owner-occupied commercial property and buildings.

For a limited time, get a $500 credit toward appraisal fee¹ - find a banking center location near you to get started.

Get capital to help your business thrive

Fill out the form below, and one of our small business bankers will be in touch.

First Name*

Last Name*

Company

Email*

Zip Code*

Phone

*Comerica ranks first nationally among U.S. bank holding companies with greater than $70B in assets, based on commercial and industrial loans outstanding as a percentage of assets, as of September 30, 2024. Data provided by S&P Global Market Intelligence.

¹For a limited time, new applications received April 1, 2025 through June 30, 2025, and close by September 30, 2025 can take advantage of a $500 appraisal fee credit associated with a Comerica Bank ordered property valuation for approved qualifying owner-occupied commercial real estate secured term loans submitted in Small Business. Offer available for business purpose term loans from $10,000 to $750,000 and with total Comerica business lending relationship loan exposure up to $1 million. Comerica Bank reserves the right to modify or discontinue offers at any time. Some applications may require further consideration, and additional information may be requested. A closing fee of $400 and an upfront 0.50% of the amount financed due at closing. Additional fees such as property insurance, flood hazard insurance and/or appraisal apply. A list of fees will be provided at closing. SBA Express loans are excluded from this offer. Qualified owner-occupied commercial real estate will be determined in underwriting and requires at least 51% occupancy by the borrower/guarantor. All credit terms and repayment structures are subject to credit approval. Comerica Bank collateral and documentation requirements apply. Other restrictions may apply.

²For small business customers with up to $1 million in aggregate Comerica business loan needs. Available for new loans only; cannot be used to refinance existing Comerica business loans. A Comerica business checking account is required; must be open for at least 120 days to apply for a Comerica Small Business Convenient Capital term loan.

³Tax returns not required to apply but may be requested if income or industry verification is needed.

Loans subject to credit approval. Loan proceeds must be used solely for business purposes. Terms, conditions, fees, and other restrictions may apply. Rates are subject to change and depend on terms.

Get the financing and advice you need to grow.

Current Offer

Trust the Leading Bank for Business*.

Getting capital has never been easier.

Term Loans

Lines of Credit

SBA Loans

Commercial Real Estate Loans

Get capital to help your business thrive

Thank you!