FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Search the site
X

Quick Links

Comerica Logo

Comerica Maximize®

Maximize your interest, minimize your costs.
money in hand icon

Up to 4 interest-bearing checking accounts

magnified glass icon

Transparent pricing

money on phone icon

Full suite of cash management solutions

The ultimate low-cost, interest-earning solution!

With Comerica Maximize, your checking account acts as your high-yield savings account, earning more than the national average on your excess balance.1

Video placeholder

Payments
Send and receive wires, ACH, Real-Time Payments, and checks.

Information Reporting
Manage your cash, bills, and statements all in one place.

Remote Check Deposit
Seamlessly and securely deposit checks with Comerica Business Deposit Capture® without going to the bank.2

Fraud Protection
Protect your business from unauthorized check and ACH transactions with Positive Pay.

Loan Management
Make payments and advances on your Comerica loan in real-time.

The benefits stack up

Open up to four Comerica Maximize Checking accounts to earn interest on your excess balances after fees are offset by the Earnings Credit Allowance (ECA).3 The higher your balance, the more you save on checking and cash management fees and the more you earn with tiered rates.4

Features Comerica Maximize Other Banks
Monthly Maintenance Fee for a Full Cash Management Package $115 for the first 4 accounts
Fully offset your fees with over $100,000 in balances4		 $150 to $300 - Cannot be offset with higher balances
High-Interest Checking Account Earn up to 4% interest on excess balances4
All your money works for you 24/7, no need to manage a separate savings account4		 Savings accounts only - need to move your money around regularly to earn high interest
Big Bank Products with a Small Bank Touch Dedicated Banker and Treasury Management Expert to help your business succeed Call centers with a 1-800 number
Checking Account Fees 500 debits, credits, and items deposited per account 250 to 500 per account
Payments 170 payments included for each account
100 ACH, 50 Real-Time Payments5, and 20 Wires for each account6		 Expensive transactions fees - Less than 20 total payments included per month
Loan Management Seamlessly manage your loan online, including drawdowns and repayments Some visibility
ACH and Check Fraud Protection Protect an unlimited number of check and ACH transactions Expensive protection: additional monthly maintenance fee, plus a fee per transaction
Business Deposit Capture Unlimited check deposits with no daily dollar limits, and unlimited mobile and desktop devices Daily limits and additional device fees up to $100

Comerica Maximize

The ultimate low-cost, interest-earning solution.

Get started today with easy enrollment7 by visiting your local banking center.

1As of November 18, 2024, based on comparison to the National Deposit Rates - Checking ($2,500 Product Tier), as published on the National Rates and Rate Caps – Update as of December 13, 2024.

2One time scanner charge is not included.

3Complete fees, ECA rates and interest rates are available through a Comerica Treasury Management Officer.

4Interest is earned on the Comerica Maximize Checking average ledger balance for any monthly statement cycle where the Earnings Credit Allowance (ECA) offsets all fees and is calculated and paid through Account Analysis only on balances in excess of those required to offset all checking and cash management fees by the ECA.  Complete fees, ECA rates and interest rates are available through a Comerica Treasury Management Officer.

5Real-Time Payments is provided through The Clearing House RTP Network. The Automated Clearinghouse (ACH) and National Automated Clearinghouse Association (NACHA) are not affiliated with Comerica Bank.

6Each account in the Comerica Maximize package includes the following payments: 50 Standard ACH, 50 Same Day ACH, 50 Real-Time ACH, 50 Real-Time Payments, 5 Outgoing Domestic Wires, 5 Outgoing International Wires (Shared), 5 Outgoing International FX Wires (Shared), and 5 Book Transfers Via Wire

7Timing may vary and is subject to, but not limited to, qualification requirements, completion of onboarding, implementation and legal documentation.

 

Site Navigation

  • Member FDIC
  • Equal Opportunity Lender
  • Equal Housing Lender E
  • NMLS ID 480990
Do Not Sell or Share My Personal Information (CA Residents only)
© 2024, Comerica Bank. All rights reserved.
Comerica - Raise Your Expectations