The Leading Bank for Business*

Municipalities

At Comerica, we’ve become a leader in the government sector by becoming experts in the intricacies of municipalities and educational entities.

From institutional trust and investments to customized lending programs, our Municipalities Group brings decades of experience.

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Relationship Managers, not just bankers

At Comerica, our clients seek business solutions for value creation, profitability and growth, not just rates and terms.

Dedicated public sector relationship managers are here to help plan, guide and consult governmental and educational entities on planning, cash flow and earnings in order to optimize and protect their community's investment, every step of the way.

Governmental specialists

We understand the diverse and complex needs of state, local and municipal agencies as well as educational entities and bring a wealth of experience and financial strength to create powerful solutions and a proactive plan to your organization.

The Municipalities Group works closely with Treasury Management, Retail, Institutional Trust and Comerica Securities as well as all of areas of the bank to safeguard your agency against fraud while planning for the future. 

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Cash management solutions

Simplify the complexity of your cash management processes, and gain more visibility and control over your cash flow, from start to finish. Our dedicated treasury management specialists work with you to customize solutions as you manage your communities and districts.

Payables

Optimize working capital, reduce costs and payment risks

  • Commercial Card
  • Integrated Payables
  • Integrated Payables Web
  • Real-Time Payments
  • Treasury Payments
Receivables

Accelerate daily collections, and improve cash flow.

  • Business Deposit Capture
  • Cash Vault Services 
  • Lockbox Services
    •  Lockbox Plus Coupon Service
    • Wholesale Lockbox
Information Management

Manage daily liquidity with the support of innovative, online apps.

  • Full Account Reconcilement
  •  Comerica Business Connect (CBC)
  • Treasury Information Reporting
  • Treasury Mobile
  • Treasury Returned Items
Liquidity Management

Simplify the management of your daily cash position.

  • Business Money Market Account
  • Business Sweep-Investment
  • Integrated Cash Position Manager
  • Zero/Target Balance Accounts 
Fraud Protection

Guard against fraud and keep a closer eye on your money.

  • ACH Positive Pay
  • Check Payee Positive Pay
  • Integrated Payables via ACH
Merchant Services

Payment processing that lets your customers pay how they want.

Maximize your opportunities.

Get your complimentary consultation from the Leading Bank for Business.

Contact Comerica at 888-404-6961.

Economic Commentary

*Comerica ranks first nationally among U.S. bank holding companies with greater than $70B in assets, based on commercial and industrial loans outstanding as a percentage of assets, as of June 30, 2024. Data provided by S&P Global Market Intelligence.

Securities and other non-deposit investment products are not insured by the FDIC; are not deposits or other obligations of, or guaranteed by, Comerica Bank or any of its affiliates; and are subject to investment risks, including possible loss of the principal invested. Past performance is not indicative of future results.